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Build Your Legacy. Create a Plan

No matter the size of your estate, everyone needs a plan for the future. A plan helps ensure that your wishes are carried out and your loved ones well cared for. If you're like most people, chances are you need to do some planning, or at least update the plans you already have in place.

We've prepared a free estate planning guide and a guide to getting started with planned giving that can be very useful to help you create or update your plan. Click below to learn more and request your free copy.

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News

Wednesday February 24, 2021

Gifts of Stock
Personal Planner
What will the market do this year? Perhaps the best answer is, "It will go up and down." Stock returns vary to a...
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Do I Need to Sign Up for Medicare If I Am Still Working?
Savvy Living
I will turn 65 in a few months and plan to keep working for several more years. I have good health insurance from my employer now. Do I have to sign up for Medicare when I reach 65? If your health insurance is covered through your employer, the decision to enroll in Medicare at 65 will depend on the size of your employer and your plans to continue working. The same rules apply if your health insurance comes from your spouse's employer. First, let us review the basics. Original Medicare has two parts. Part A provides hospital coverage and is free for most people. Part B covers doctor's bills, lab tests and outpatient care. Part B has a monthly premium, which is $148.50 for most...
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Flexible Spending Account Options for 2021
Washington News
A flexible spending account (FSA), also known as a "cafeteria" plan, enables individuals to pay for medical or dependent care expenses. There are at least 33 million employees in the U.S. who use their FSA to pay for various medical expenses. An FSA is sponsored by many employers and allows contributions of pretax funds to the account. In 2021, an individual may contribute a maximum of $2,750. In most years, unused funds over 20% of the contribution limit are not permitted to be carried forward to the following year. This is often called the "use–it–or–lose-it" rule. However, the Consolidated Appropriations Act of 2021 was passed in December 2020 to provide COVID–19...
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